Serving the Dakotas
for over 125 Years

NWGF`S Homeowner Policy offers property protection by covering your dwelling, other/detached structures, and personal property from losses such as fire, hail, wind, theft, and other perils. The policy also includes coverage for loss of use if a covered loss makes your residence uninhabitable… LEARN MORE

NWGF`S Modular Homeowner Policy is designed for factory fabricated, permanent dwellings like modular and manufactured homes that are owner occupied. This program offers property protection by covering your modular dwelling, other/detached structures… LEARN MORE

NWGF`s Mobile Fire policy program provides coverage on the modular/manufactured home`s structure, installed fixtures, and permanently attached appliances and helps pay for rebuilding or repair of the physical structure of the home when it is damaged by a covered… LEARN MORE

NWGF’s Farm & Ranch policy covers your dwelling and personal property from losses such as fire, hail, wind, theft and other perils. NWGF`s Farm policy also includes loss of use coverage, if a covered loss makes your residence uninhabitable, as well as coverage for additional dwellings, scheduled farm buildings, grain bins, corrals, and fences… LEARN MORE

NWGF’s Dwelling policy program provides coverage on the home’s structure, installed fixtures, and permanently attached appliances and helps pay for rebuilding or repair of the physical structure of the home when it is damaged by a covered peril. This program is primarily used for risks that aren’t occupied full time by the home’s owner, like rentals, investment properties, or vacant structures… LEARN MORE

NWGF’s Personal Auto policy provides financial protection against losses from an accident or theft. We offer coverage on personal autos, campers/trailers/ice houses on this program… LEARN MORE

Our Classic Vehicle policy provides protection for you and your investment by offering Liability, Medical Payments, Uninsured & Underinsured Motorist, and physical damage coverage to your vehicle caused by covered perils. The CV program was developed to insure antique and classic cars, street rods, modified vehicles, muscle cars, sports cars, modern collectibles, and qualifying exotic vehicles that are used for club and hobby activities like parades and car shows… LEARN MORE

NWGF’s farm Semi Truck program is designed for personal farm use consisting of local grain, hay and cattle hauling within the boundaries of the state of the insured`s farmstead. Coverages provided are combined single limit of liability. This program provides coverage on semi-tractors and semi-trailers, grain trucks, farm trucks, and dump trucks used on the farm operation and within a 300-mile radius of the insured premises… LEARN MORE

Our policy form includes coverage for each occurrence in excess of the underlying insurance limits; coverage for damages to property rented, used, or in the care of an insured person; and coverage for a wide variety of alleged acts of personal injury and property damage, including libel, slander, false arrest, and other types of personal injury… LEARN MORE